The Housing Fund
The Housing Fund (THF) is a private, 501(c)(3) organization established to finance affordable housing and neighborhood revitalization projects throughout Middle Tennessee. Through down payment assistance and community redevelopment programs, The Housing Fund, Inc. expands affordable housing opportunities not only to first-time homebuyers but to all low- and moderate-income individuals and families who wish to achieve home-ownership. Additionally, as a non-profit organization, THF works to promote the value of home=ownership as a strong foundation that supports lasting communities and individual prosperity.
THF is also currently offering the popular TCAL loan which assists first-time buyers in gaining access to their $8,000 homebuyer tax credit funds upfront for use in down-payment and/or closing costs. (currently out of funds)
THF is also still funding the NOW loan program which that help buyers gain access to a second loan of up to $7,000 to supplement closing costs and down-payment. The second loan is repayable at just $50 per month.




